What Is an eVB Number and How Do You Get It in Germany?

When registering a vehicle in Germany, whether it’s new or used, there’s a critical step that often confuses newcomers and even some residents: the requirement for an eVB number. This small digital code holds significant importance in the German vehicle registration process. 

If you’ve recently moved to Germany or you’re buying your first car here, understanding how the eVB number works is crucial to avoid delays or rejection at the registration office.

As a licensed insurance broker with over 10 years of experience in Germany and 3 years prior in Switzerland, I’ve helped hundreds of clients, including expats, corporate fleet owners, and private citizens, secure the right car insurance. 

This article will guide you through everything you need to know about the eVB number in Germany. When you are done reading this article, you will learn what it is, how to get it, what to watch out for, and why it’s mandatory.

What Exactly Is an eVB Number?

The eVB number (“elektronische Versicherungsbestätigung”) is a unique 7-digit digital insurance confirmation code issued by a car insurance company in Germany. This code serves as proof that your vehicle has valid liability insurance coverage. This is a legal requirement before a car can be registered.

The eVB number replaced the older paper-based system in 2008 to streamline processes at the Zulassungsstelle (vehicle registration office). Once you present the eVB number at the registration office, the official uses it to digitally verify your insurance status directly with the insurer.

Without an eVB number, your car registration simply cannot proceed.

What Does the eVB Number Contain?

While the eVB number itself is a string of alphanumeric characters, it is backed by detailed information in your insurance file. Here are the key data points it covers:

• Vehicle type and use (private, commercial, etc.)
• Insurance policyholder information
• Level of coverage (liability only or with partial/full comprehensive)
• Vehicle Identification Number (VIN) or intended use if VIN isn’t yet available

This data enables both the insurer and registration authority to validate the coverage specifics in real time.

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Who Needs an eVB Number in Germany?

You’ll need an eVB number in any of the following scenarios:

• Registering a new vehicle (first-time registration)
• Registering a used vehicle under your name
• Transferring ownership of a vehicle
• Changing insurance providers
• Relocating to a different city, requiring new vehicle registration
• Re-registering a de-registered car (due to inactivity, lack of insurance, or non-payment of taxes)

Even if you’re temporarily using the vehicle in Germany and your primary residence is outside the country, the authorities will request an eVB number if registration is necessary.

How Do You Get an eVB Number in Germany?

Getting an eVB number is straightforward and typically takes just a few minutes if done online or via phone. Here’s a step-by-step guide:

1. Choose a Car Insurance Provider 

Compare quotes and coverage options. Some popular car insurers in Germany include:

2. Apply for Coverage 

Once you select a provider, submit basic details such as:

• Vehicle make and model
• Vehicle type and usage
• Your age and driving experience
• Address and residency status

3. Receive the eVB Number 

After approving your application, the insurer issues your eVB number via email, SMS, or directly in their customer app or online portal. This number becomes valid immediately and remains so for a limited time (usually up to 3 months).

4. Present It at the Registration Office 

Take your eVB number, personal ID, proof of residence (Anmeldung), and other documents to the local Zulassungsstelle to complete your car registration.

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How Long Is the eVB Number Valid?

The eVB number typically remains valid for 3 months. If you don’t use it within that period, it becomes void, and you must request a new one. Also, each eVB is single-use: once you’ve registered a vehicle with it, you’ll need a new code for any future registrations or changes.

How Much Does It Cost to Get an eVB Number?

The eVB number itself is free. However, since it’s tied to your insurance application, you’ll likely have to commit to at least a liability policy. Liability coverage in Germany is mandatory and starts at around €250 to €400 annually for standard vehicles.

Some insurance providers offer temporary eVBs for comparison purposes or for short-term coverage, such as 5-day plates (Kurzzeitkennzeichen).

Can You Switch Insurance Providers After Getting the eVB?

Yes, but with a caveat. If you decide to change insurers before the vehicle registration is completed, you must apply for a new eVB number from your new provider. Once the car is registered, switching providers usually involves canceling your contract within the allowed notice period or at the end of the year.

Special Considerations for Expats and Foreign Nationals

If you’re an expat, you may face extra scrutiny, especially if you don’t yet have a German driver’s license or if your foreign driving record isn’t recognized. Many insurance companies will ask for:

• International driving license translation or exchange document
• Proof of address registration (Meldebescheinigung)
• Your residence permit (if applicable)

Some insurers may decline coverage if you don’t have a sufficient driving history in Germany. Others may quote higher premiums, so it’s best to shop around and work with a broker who understands expat-specific needs.

What to Watch Out For When Requesting an eVB Number in Germany

1. Accurate Information: Inaccurate data can delay registration or invalidate your insurance.
2. Spam or Scam Offers: Some fake websites claim to offer eVB numbers and steal personal data. Always use reputable insurers.
3. Expiration: If your eVB expires, you must start over. Always verify the validity period.
4. Coverage Confusion: Know whether your policy includes partial (Teilkasko) or full coverage (Vollkasko). This affects both pricing and eligibility.

How Lars Got His eVB in Germany

Let’s consider the story of Lars, a Danish engineer who moved to Munich for a new job. Excited to drive his car from Copenhagen, Lars thought he only needed his European driving license to register the vehicle. 

However, the vehicle registration office required an eVB number. He was unaware of the requirement and had to delay his appointment. Working with a licensed insurance broker, he got his eVB number within an hour and registered the next day without hassle.

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Conclusion: Why Understanding the eVB Number Matters

Whether you’re a first-time car buyer, an expat new to Germany, or someone registering a fleet of vehicles, the eVB number is non-negotiable. It links your insurance policy directly with your vehicle registration, ensuring that only insured cars are legally allowed on the roads.

Because the process is digital and can be completed quickly, it offers convenience. However, it also demands accuracy, legitimacy, and timely action. Working with an experienced insurance broker or choosing a trusted provider is your best route to a seamless registration experience.

Need help getting your eVB number today? Feel free to reach out. I’ll guide you through every step and ensure you start your driving journey in Germany the right way.